Werize Loan

WeRize is a Bengaluru-based fintech company established in 2019, specializing in providing customized financial products such as personal loans, business loans, insurance, and savings solutions. Their services cater to over 300 million customers across more than 5,000 small towns in India, aiming to enhance financial inclusion and accessibility

Key Features of WeRize Loans:

  • Loan Amount: Personal loans range from ₹50,000 to ₹5,00,000, while business loans can be up to ₹25,00,000.
  • Interest Rates: Starting from 15% per annum for personal loans and 22% per annum for business loans.
  • Tenure: Flexible repayment terms ranging from 12 to 36 months.
  • Eligibility Criteria:
    • Personal Loans:
      • Applicants must be Indian citizens residing in India.
      • Minimum monthly salary of ₹12,000.
      • Age between 22 and 65 years at the time of maturity.
    • Business Loans:
      • Available to proprietorships, partnerships, and private limited companies.
      • No requirement for Income Tax Returns (ITR) or GST filings.
      • Collateral-free and unsecured.
  • Documentation Required:
    • Personal Loans:
      • KYC documents (Aadhaar Card, PAN Card, Passport-sized photo).
      • Last 3 months’ salary slips.
      • Last 6 months’ bank statements.
      • Form 16 for the last 2 years.
    • Business Loans:
      • KYC documents of the business owner.
      • Business address proof (e.g., Udhyam Registration, GST certificate).
      • Last 12 months’ bank statements with business transactions.
      • Aadhaar card of family members (father, mother, son, or daughter).
  • Application Process:
    1. Visit the Website: Explore available loan options.
    2. Apply Online: Fill out the application form with necessary details.
    3. Document Submission: Upload required documents digitally.
    4. Approval and Disbursal: Upon approval, funds are disbursed directly to the applicant’s account.

For more detailed information, you can visit WeRize’s official website:

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